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AdvoCare Insurance Services has been helping people get affordable health, life, Medicare, dental, and long-term care insurance for over 10 years.
Individual & Family Health Insurance
The Patient Protection and Affordable Care Act requires everyone to obtain health insurance, or pay a penalty. We know that shopping for health coverage has become more difficult. Our state of the art quoting platform allows you to conveniently shop and compare plans from all the participating carriers, look up providers, and to quickly enroll in the plan of your choice. Talk to an expert. We can save you time and money.
We are a certified Covered California™ agency. We can determine if you are entitled to premium assistance to help lower your portion of the monthly premium of a health insurance policy purchased through Covered California. You may even qualify for no-cost Medi-Cal coverage. Those who do not have affordable medical health insurance via your employer can get insurance coverage from Covered California. Open Enrollment begins November 15th and will end February 15th of 2015. Covered California provides a large selection health of plans from most major carriers. We will get you enrolled in the plan that best meets your unique health needs and budget.
Original Medicare covers most, but not all your medical expenses. You must still pay copayments, coinsurance, and deductibles for both hospital, lab, and doctor office visits. A Medicare Supplement insurance policy, offered through individual private companies, pays the portion of your health care expenses Medicare does not pay for. You are able to receive medical services from any hospital, doctor or provider organization contracted with Medicare.
A Medicare Advantage Plan Medicare is different than a Medicare Supplement policy. Medicare Advantage is private insurance coverage that replaces Original Medicare. It must by law have at least all the same Part A hospital and Part B medical benefits as Original Medicare. Most Medicare Advantage plans also now include Part D prescription drug coverage. Many have optional dental and vision coverage and other value-added benefits included. Most have affordable monthly premiums that make them very attractive to those living on fixed incomes. However, almost all Medicare Advantage plans contract with provider network organizations. A member is required to receive all medical services and prescription drug coverage through the plan’s networks. The member will be responsible for a greater share of the costs of services received outside the plan’s network except in an emergency situation.
Life insurance coverage is the foundation of any sound financial plan. It provides financial security for you and your family in event of an untimely death. We have an extensive portfolio of term, indexed, and whole life insurance products from highly rated companies. We will shop all the carriers to find the most competitive rates for the coverage you need. Newer policies have built-in Living Benefits that offer coverage for Critical Illness, Chronic Illness, or Terminal Illness at very affordable rates. Whether you need guaranteed death benefit protection, low-cost coverage, or cash value accumulation potential, AdvoCare has a policy to suit your needs.
Good dental health is a crucial part of a healthy lifestyle. Each of our individual and family dental insurance policies gives you access to the services of quality dentists at reduced rates. Actually, people who have dental insurance are more than two times as likely to visit to their dental practitioner on a regular basis. Get enrolled. Improve your oral wellbeing.
Call (800) 536-7522 to speak with one of our experienced agents. They can explain your options and find the Policy that is right for you.
Our Office Address is: AdvoCare Insurance Services, 3291 Walnut Blvd., Suit170, Brentwood, CA 94513
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